Oxford Commercial Mortgage Case Studies
Representative Oxford commercial mortgages we've placed recently across life-sciences investment, owner-occupier freehold, trading-business, semi-commercial and portfolio refinance. Product type, lender, pricing and the reason the file landed where it did.
Oxford Science Park
Lab-enabled office investment refinance, Oxford Science Park
Lab-enabled office single-let investment
£4.4M facility at 65% LTV
- Facility: £4.4M
- Property value: £6.75M
- LTV: 65%
- Rate: 6.95% pa
Headington
Dental practice freehold purchase, Headington
Owner-occupier dental practice
£1.55M facility at 71% LTV
- Facility: £1.55M
- Property value: £2.18M
- LTV: 71%
- Rate: 6.75% pa
Cowley and East Oxford
BMW-adjacent industrial owner-occupier purchase, Cowley
Owner-occupier industrial freehold (tier-two automotive supplier)
£1.35M facility at 73% LTV
- Facility: £1.35M
- Property value: £1.85M
- LTV: 73%
- Rate: 7.10% pa
Oxford City Centre and Carfax
Boutique hotel freehold acquisition, Cornmarket
Independent boutique hotel freehold (38 bedrooms)
£3.85M facility at 69% LTV
- Facility: £3.85M
- Property value: £5.55M
- LTV: 69%
- Rate: 8.05% pa
Cowley and East Oxford
Semi-commercial portfolio refinance, Cowley Road
Five-block semi-commercial portfolio (5 retail units + 8 flats)
£1.95M facility at 73% LTV
- Facility: £1.95M
- Property value: £2.68M
- LTV: 73%
- Rate: 7.55% pa
Jericho and North Oxford
Professional services freehold purchase, Jericho
Owner-occupier professional services freehold (legal firm)
£1.25M facility at 73% LTV
- Facility: £1.25M
- Property value: £1.72M
- LTV: 73%
- Rate: 6.55% pa
Westgate and Oxford Castle Quarter
Retail tenant-mix portfolio refinance, Westgate Oxford
Six-unit retail portfolio (Westgate-adjacent secondary parade)
£3.25M facility at 67% LTV
- Facility: £3.25M
- Property value: £4.85M
- LTV: 67%
- Rate: 7.25% pa
Jericho and North Oxford
Independent restaurant freehold refinance, Walton Street
Free-of-tie independent restaurant freehold
£885K facility at 64% LTV
- Facility: £885K
- Property value: £1.38M
- LTV: 64%
- Rate: 8.15% pa
Iffley and Iffley Road
HMO portfolio refinance, Iffley Road
Six-property HMO portfolio (33 bed-spaces)
£1.85M facility at 73% LTV
- Facility: £1.85M
- Property value: £2.55M
- LTV: 73%
- Rate: 7.65% pa
Summertown
Professional services office freehold purchase, Summertown
Owner-occupier professional services office freehold
£1.65M facility at 73% LTV
- Facility: £1.65M
- Property value: £2.25M
- LTV: 73%
- Rate: 6.85% pa
Case studies are representative examples. Names and identifying detail are anonymised at the borrower's request. Lender attributions reflect deals placed within the past 24 months.
Want us to package your Oxford commercial mortgage?
No cost for the initial assessment. Indicative terms in 48 hours.