Send us your Oxford commercial mortgage enquiry

How quickly will I hear back after contacting Oxford Commercial Mortgages?

We respond to all enquiries within 2 hours during business hours (Monday to Friday, 8am to 6pm). Initial deal feedback and indicative terms are typically delivered within 48 hours of receiving full property and trading details.

What information do you need to give me an indicative quote?

At minimum: property address and type (owner-occupier, investment, semi-commercial, trading-business, life-sciences lab investment), purchase price or current value, your deposit or existing equity, the rental income or trading EBITDA, and a brief borrower background. For investment deals we also want the lease summary; for owner-occupiers and trading businesses we want the last 2 to 3 years of accounts.

Is there a cost for the initial consultation?

No. The initial deal assessment, indicative terms and lender shortlisting are always free. We are only paid by the lender on successful completion of your mortgage; our fee is included in the arrangement fee shown on the term sheet.

Do you cover the whole Oxford and Oxfordshire area?

Yes. The full Oxford City boundary across OX1, OX2, OX3 and OX4 (including Oxford City Centre and Carfax, Jericho and North Oxford, Headington, Cowley and East Oxford, Summertown, Oxford Science Park, Westgate and Castle Quarter) plus the Cherwell District Council fringe at Begbroke and Oxford North, and the wider Oxfordshire county footprint out to the Harwell Campus adjacency.

What loan sizes do you work on?

Commercial mortgage facilities from £150K to £10M and beyond on Oxford Science Park life-sciences investment lots. Smaller deals below £150K are typically better served by high-street SME products; we can still refer those where appropriate.